@article {10.3262/SM2006044, 
	author = "Herzog, Kerstin",
	title = "Zur (Nicht-)Nutzung von Schuldnerberatung",
	journal = "Sozialmagazin",
	ISSN = "0340-8469",
	year = "2020",
	number = "6",
	pages = "44-50",
	doi = "10.3262/SM2006044",
	url = "https://content-select.com/index.php?id=bib_view&doi=10.3262%2FSM2006044",
	publisher = "Beltz Juventa",
	language = "",
}